There is still time to enjoy the New Year in your new home!

As we are entering November, many people think it is too late to look for a house and be in before the holidays. I am here to tell you that is not totally true. We may be running tight on you getting in for Thanksgiving, but you should certainly be in by mid-December.

Here are ten steps you can take to assure this?

1. Contact a real estate agent to help you navigate the process

2. Talk to a mortgage officer. They will help you get your finances in order and tell you how much you qualify for and what a down payment may be. They will prequalify you for a loan. Your real estate agent can provide you with names to interview for the job.

3. Create a wish list of what you want and what you need in a home.

4. The fun part - Go shopping!!

5. Make an offer and negotiate the price.

6. Get your mortgage.

7. Schedule a home inspection.

8. Negotiate repairs and credits.

9. Get appraisal scheduled.

10. Close on your home!

These processes can take from 30-60 days depending on all the factors above. The task can be daunting, but a real estate agent can help you in the process. If you start now, you will be sitting in your new home by the New Year!!

What are you waiting for??