Is Now the Right Time to Buy on Oak Island? Let's Talk About It

The Oak Island market is shifting, and buyers are paying close attention. There are more homes hitting the market, sellers are adjusting prices, and opportunities are popping up that didn’t exist even a few months ago. For anyone who’s been waiting for that perfect moment to buy at the coast, this season might be the sweet spot.

Here’s what’s happening and why it matters.

Buyers Finally Have Choices Again

Inventory on Oak Island has opened up in a big way. Condos, beach cottages, canal homes, second-row beauties, and new construction are all showing up at once. This gives buyers room to breathe and actually compare homes instead of rushing into the first one that pops up.

Where Kim fits in:Kim Cotton keeps a daily eye on what’s moving, what’s stalling, and what’s about to hit the market. Her buyers get the inside scoop, early heads-ups, and honest direction about which homes are worth a tour and which ones aren’t. It saves time, stress, and a whole lot of back-and-forth.

Price Drops Are Creating Real Opportunities

Brunswick County has been seeing price reductions almost every day. On top of that, sellers are offering credits for closing costs, repairs, and rate buy-downs. For buyers, that means more power at the negotiation table and more room to secure long-term value.

Where Kim fits in:Kim is known for smart, steady negotiation. She doesn’t overcomplicate things — she goes after real wins. Her buyers lean on her to spot leverage, read the room, and lock in savings they wouldn’t get on their own.

Rates Aren’t Stopping Serious Buyers

Interest rates might not drop as quickly as people hope, and many buyers are adjusting their strategy instead of sitting on the sidelines. Cash buyers and second-home shoppers are already jumping in. First-time buyers are getting creative with builder incentives and lender programs.

Where Kim fits in:Kim works with strong local lenders and knows which builders offer the best incentives. She keeps things simple and lays out all available options so buyers understand exactly what’s possible for their budget.

The Lifestyle Pull Is Still Stronger Than Ever

At the end of the day, Oak Island living is the real draw. People aren’t just buying a house — they’re buying into a slower, easier, coastal lifestyle. Morning beach walks, boating days, sunset dinners, and cruising around in a golf cart have a way of making people rethink their timelines.

Where Kim fits in:Kim lives the lifestyle she sells. She knows the quiet streets, the secret cut-throughs, the best accesses, and the spots where you’ll catch a killer sunset. Buyers trust her because she doesn’t just show homes — she shows what life here actually feels like.

Bottom Line

The market is shifting in favor of buyers, and the window is wide open for anyone ready to make a move. Working with someone who knows Oak Island inside and out can be the difference between guessing and getting it right.

That’s why so many buyers turn to Kim Cotton — she leads with honesty, strategy, and true local expertise.

Contact me today if you would like a copy of my buyers guide that walks you through buying in North Carolina.