OAK ISLAND NC REAL ESTATE & RELOCATION
What to know before you buy, relocate, retire or invest on Oak Island. That includes flood zones, inusurance, rental rules, elevated homes, bridges and which side of the island fits you best from a local Realtor
Thinking About Moving to Oak Island, NC?
Buying a Home in Oak Island
Oak Island homes range from oceanfront send second row beach houses to canal-front and marsh side homes, plus homes on the mainland side of the bridges. Many are elevated, and older cottages sit next to newer builds. Location on the island affects your price, your insurance and how you'll use the home.
Relocating to Oak Island
Oak Island is a year-round town, not just a vacation spot. Day-to-day life includes the beach accesses (65 of them), the Oak Island Pier, the lighthoues and the waterfront along the Intracoastal. Southport's shops and restaurants are a short drive away. I'll help you compare streets, beach access and drive times before you pick a house.
Coastal Living
Island living brings questions many newcomers haven't faced before. Those include flood zones and flood insurance, wind coverage, storm prep, elevation certificates and the town's rules for rentals.
Oak Island vs. Caswell Beach: What's the Difference?
Many people think Oak Island and Caswell Beach are the same place. They share one island, and Caswell Beach homes often use an Oak Island mailing address, but they're two separate towns. Caswell Beach sits at the island's east end, near the mouth of the Cape Fear River. It's home to the Oak Island Lighthouse, historic Fort Caswell and the Oak Island Golf Club.
Caswell Beach is quieter and almost all residential, with no shopping district of its own. It has its own town government, tax rate and rules, including for rentals. Oak Island is larger, with more shops, restaurants, beach accesses and homes. I'll help you compare the two and confirm which town a property is actually in before you buy.
Your Oak Island, NC Real Estate Resource
Buying on an island is about more than the house. You need to understand the flood map, the insurance costs and how each part of the island lives day to day.
I'm Kim Cotton, a REALTOR® with REMAX Southern Coast, serving Oak Island, Southport and all of Brunswick County. I'll help you weigh your options and decide without pressure.
Whether you want a full-time home, a second home or a rental, I'll help you figure out if Oak Island is the right fit.